---
title: "Banks Add AI Agents, Keep Their 40-Year-Old Cores"
date: 2026-10-22
source: https://www.pymnts.com/news/artificial-intelligence/2026/banks-add-ai-agents-keep-their-40-year-old-cores/
description: "Banks keep their core systems because replacing them is costly and disruptive. Keeping them carries its own price. Employees work across fragmented"
---

# Banks Add AI Agents, Keep Their 40-Year-Old Cores

Banks keep their core systems because replacing them is costly and disruptive. Keeping them carries its own price. Employees work across fragmented

*Published: 2026-10-22*